You’ve no doubt seen those stupid commercials on television with the guy dressed as a pirate who’s apparently forced to work at a theme restaurant because someone stole his identity, yet for whatever reason he’s singing about it. The brain trust behind these ads is FreeCreditReport.com, a child company of Experian (yes, THAT Experian). First, let me say that I find the whole thing laughable because while Johnny Pirate is an advertised victim of identity theft, Experian is the organization who had some of their records stolen 3 or so years ago which actually led to identity theft in some instances (like when fraudulent charges suddenly started appearing on my debit card).
FreeCreditReport.com is ass. I know this because I made the mistake of checking my scores there. What they don’t tell you, or rather what they aren’t up front about telling you, is that it’s really only free for 7 days, and then they start charging you. If you find a recurring charge on your credit or debit card for $14.99 from Triple Advantage that’s them, being sneaky.
Here, have a look at this…
>> The original link was far too long so I had to condense the text <<
I just went through the ordeal on the phone with one of their underlings, and it wasn’t exactly what I call pleasant. The call was actually trending in the direction of the now-infamous AOL cancellation recording, because as insistent as I was (and believe me, I was insistent) the woman I spoke to would not relent on the hard sell, telling me that I “needed” this account and that I “must keep it” to monitor my credit. This is where I flipped the switch and the big boy voice came out to play.
“My intent, and the purpose of this call, is to cancel this account, so that is exactly what we’re going to do.”
And then you follow it up with something like:
“I intend to have a written confirmation of this cancellation sent to me either at the email address or physical address that you have on file for me. Can you please read that address back to me so I can confirm it’s accurate?”
I was also leery of giving them any information that could put me at risk, so when they asked for my social to confirm who I was I instead opted to give them the 8-digit reference number I was assigned when I “enrolled”.
Stay away from these pirates. Far, far away.